While making nomination, signature of nominee is required on
Nomination form
None of above
Affidavit
Account Opening Form
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While making nomination, signature of nominee is required on
Nomination form
None of above
Affidavit
Account Opening Form
Which type of deposits earns higher interest rate?
Savings Account
None of above
Fixed Deposits
Current account
Which is prohibited for writing on currency notes?
All of above
Political message
Personal message
Religious message
Which currency note has security thread?
Rs.50/-
Rs.100/-
All of above
Rs.500/-
What kinds of services are available free in Basic Savings Bank Deposit Account?
No annual maintenance charges on ATM-cum-Debit
card Receipt / credit of money
through NEFT / RTGS 4 withdrawals
in a month (including ATM withdrawals)
All of above
What is validity period of cheque?
3 months from date of issue
1 month from date of issue
4 months from date of issue
Unlimited
What is the minimum deposit required while opening a BSBD Account?
No minimum deposit required
Rs.1,000/-
Rs.100/-
Rs.500/-
What is the maximum amount of deposits acceptable in Small accounts?
Rs.50,000/-
None of above
Rs.30,000/-
Rs.40,000/-
What is RuPay Debit Card?
Introduced by National Payments Corporation of India
Domestic debit card
All of above
Accepted at all ATMs and PoS machines
What is Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
Overdraft up to Rs.5,000/-
Life insurance cover
Accidental insurance cover
None of above
What is Pradhan Mantri Jivan Jyoti Bima Yojana (PMJJBY)?
Covers life insurance up to Rs.2 lac
None of above
Accident insurance cover
Both a and b
What is meant by Aadhaar seeding?
Duplicate issuance of Aadhaar
Transfer of Aadhaar
Linking of Aadhaar with Bank account
None of above
What is Direct Benefit Transfer?
Remittance through Banks
Transfer of social benefits/subsidies directly in Bank accounts of beneficiaries
None of above
Cash discount on goods
What is Atal Pension Yojana (APY)?
Provides social security to the unorganized sector
All of above
Encourages workers to voluntarily save for their retirement
Fixed pension is paid on attaining age of 60 years
What are the benefits attached to PMJDY?
Overdraft facility up to Rs.5,000/-
Life insurance cover of Rs.30,000/-
Accident insurance cover of Rs.1.00 lac
All of above
Upon detection of a counterfeit note at the counter, Bank
Returns the note to the customer
Exchange with a genuine Note
Impound the Note and issue
receipt Deposit in Account
Under PMSBY, partial disability claim is available for:
None of above
Rs.2 lac
Rs.1 lac
Rs.50,000/-
Under PMSBY, accidental death claim is available for:
Rs.3 lac
None of above
Rs.1 lac
Rs.2 lac
Under APY, fixed pension can be chosen from:
Rs.2,000/-, Rs.3,000/-, Rs.4,000/-, Rs.5,000/-, Rs.6,000/-
Rs.500/-, Rs.1,000/-, Rs.2,000/-, Rs.3,000/-, Rs.4,000/-
Rs.1,000/-, Rs.2,000/-, Rs.3,000/-, Rs.4,000/-, Rs.5,000/-
None of above
To whom Overdraft facility of Rs.5,000/- in PMJDY Account is available?
One account per household
After 6 months of satisfactory conduct of account
All of above
Customers in age group of 18-60 years