General Studies - UPSC CSE PRELIMS 2026 MCQ Questions & Answers (Tamil) - Page 5

UPSC CSE PRELIMS 2026General StudiesInsurance Sector

61.

Which of the following statements about insurance in the aviation sector is/are correct?

'Aviation Hull Insurance' covers the physical aircraft, including the body, engine, and on-board equipment.
Under the Montreal Convention, adopted in 1999 by over 130 countries including India, airlines are strictly liable to pay compensation to the family/nominee of every deceased passenger without requiring the family to prove fault.

Select the answer using the code given below:

1 only

2 only

Both 1 and 2

Neither 1 nor 2

View Answer

Correct Answer: C — Both 1 and 2

Explanation:

Aviation Hull Insurance covers the aircraft itself, including its structure, engines, and onboard equipment. The Montreal Convention framework accepts carrier liability for passenger death without requiring the family to first prove fault up to the applicable threshold. Therefore both statements are correct.

UPSC CSE PRELIMS 2026General StudiesCrowdfunding

62.

Which of the following statements about Crowdfunding is/are correct?

Crowdfunding is solicitation of funds (small amount) from multiple investors through a web-based platform or social networking site for a specific project.
Small and Medium Enterprises (SMEs) are able to raise funds at lower cost of capital without undergoing rigorous procedures.

Select the answer using the code given below:

1 only

2 only

Both 1 and 2

Neither 1 nor 2

View Answer

Correct Answer: C — Both 1 and 2

Explanation:

Crowdfunding is correctly described as raising small amounts from many people through online platforms for a specific project or venture. It is also a way for SMEs to access funds more easily and often with lower procedural barriers than traditional fundraising routes. Hence both statements are accepted.

UPSC CSE PRELIMS 2026General StudiesEconomic Committees

63.

With reference to different Committees in India, consider the following details:

Sl. No.	Committee	Objective	Organisation under which it was formed
1.	R.N. Malhotra Committee	Comprehensive reforms of Insurance sector in India	Insurance Regulatory and Development Authority of India
2.	L.C. Gupta Committee	Preparing a roadmap for the introduction of derivatives trading in India	Securities and Exchange Board of India
3.	Urjit R. Patel Committee	Preparing a roadmap for reforming bank lending to the Housing sector	Reserve Bank of India
4.	Y.H. Malegam Committee	Preparing a roadmap for reforms in Microfinance sector in India	Reserve Bank of India

In which of the above rows are all the details correctly matched?

2 only

2 and 3

1, 3 and 4

2 and 4

View Answer

Correct Answer: D — 2 and 4

Explanation:

Row 2 is accepted because the L. C. Gupta Committee is associated with the roadmap for derivatives trading under SEBI. Row 4 is accepted because the Y. H. Malegam Committee is linked with microfinance reform under the RBI. Row 1 is rejected because the R. N. Malhotra Committee predates IRDAI and was not formed under it. Row 3 is rejected because the Urjit Patel Committee is associated with monetary policy and inflation-targeting reform, not housing-sector bank lending reform.

UPSC CSE PRELIMS 2026General StudiesNon Banking Financial Companies

64.

Consider the following statements about Non-Banking Financial Companies (NBFCs) in India:

NBFCs cannot accept demand deposits.
All the NBFCs operating in India have to be registered with the RBI.
NBFCs form part of the payment and settlement system and can issue cheque drawn on itself.
Deposit insurance facility of DICGC is not available to the depositors of deposit taking NBFCs.

Which of the statements given above is/are correct?

1 and 4

1, 2 and 3

4 only

2, 3 and 4

View Answer

Correct Answer: A — 1 and 4

Explanation:

NBFCs do not accept demand deposits, so statement 1 is correct. Statement 2 is not accepted as universally true in the absolute form used in the question. Statement 3 is rejected because NBFCs are not banks and cannot issue cheques drawn on themselves as part of the payment and settlement system in that manner. DICGC insurance is not available to depositors of deposit-taking NBFCs, so statement 4 is correct.

UPSC CSE PRELIMS 2026General StudiesPoverty Measurement

65.

Consider the following statements about Multidimensional Poverty Index (MPI):

MPI is calculated using Alkire-Foster methodology.
MPI calculated by NITI Aayog has a total of twelve indicators.
Maternal Health and Bank Account are common indicators in the MPI of NITI Aayog and MPI of UNDP.

Which of the statements given above is/are correct?

1 and 2 only

1, 2 and 3

1 and 3 only

2 only

View Answer

Correct Answer: A — 1 and 2 only

Explanation:

MPI is calculated using the Alkire-Foster methodology. It also accepts that NITI Aayog's MPI uses 12 indicators. Statement 3 is rejected because Bank Account is a NITI-specific addition, not a common indicator shared with the global UNDP MPI.

UPSC CSE PRELIMS 2026General StudiesGenetic Medicine

66.

Which of the following statements with regard to genetic medicine is/are correct?

Genetic medicines correct/compensate for the faulty genes responsible for disease.
Engineered viruses and lipid nanoparticles are used as carriers of the genetic medicine.
Genetic medicines alter the entire DNA sequence.

Select the answer using the code given below:

1 only

2 and 3 only

1 and 2 only

1, 2 and 3

View Answer

Correct Answer: C — 1 and 2 only

Explanation:

Genetic medicine is meant to correct, replace, silence, or compensate for faulty genes involved in disease. Delivery systems such as engineered viral vectors and lipid nanoparticles are commonly used carriers. Statement 3 is rejected because these therapies do not alter the entire DNA sequence.

UPSC CSE PRELIMS 2026General StudiesArtificial Intelligence

67.

Which of the following statements with regard to Large Language Models (LLMs) used in machine learning is/are correct?

LLMs assign probabilities to the next possible words and then pick the one with the highest probability.
LLMs process data through mathematical optimization to minimise prediction errors.
LLMs produce unbiased outputs.

Select the answer using the code given below:

1 only

1 and 2 only

2 and 3 only

1, 2 and 3

View Answer

Correct Answer: B — 1 and 2 only

Explanation:

LLMs model probabilities over likely next tokens or words, so statement 1 is accepted in the simplified exam sense. They are trained using optimization methods that minimize prediction error, so statement 2 is also correct. Statement 3 is rejected because LLM outputs can reflect bias present in training data and system design.

UPSC CSE PRELIMS 2026General StudiesDefence Technology

68.

Which of the following statements with regard to stealth technology is/are correct?

Stealth objects have a very small radar cross-section and are coated with Radar Absorbing Material.
Stealth objects can be detected using specific frequencies.
Stealth objects are coated with metamaterials to increase the scattering of electromagnetic radiation.

Select the answer using the code given below:

1 only

2 and 3 only

1 and 2 only

1, 2 and 3

View Answer

Correct Answer: C — 1 and 2 only

Explanation:

Stealth platforms aim to reduce radar cross-section and often use radar-absorbing materials, so statement 1 is accepted. They can still be detected under some conditions or frequency bands, so statement 2 is accepted. Statement 3 is rejected because stealth design aims to reduce or control reflection and scattering, not increase electromagnetic scattering.

UPSC CSE PRELIMS 2026General StudiesAviation Safety

69.

Which of the following statements with regard to Black Boxes used in modern aircrafts is/are correct?

They carry a beacon emitting red light pulses to facilitate underwater detection.
They record both the cockpit voice and flight data.
Their memory units are made using either stainless steel or titanium.

Select the answer using the code given below:

1 only

2 and 3 only

1 and 2 only

1, 2 and 3

View Answer

Correct Answer: B — 2 and 3 only

Explanation:

Statement 1 is rejected because black-box underwater locator beacons emit acoustic pulses, not red light. Statements 2 and 3 are accepted because the system records cockpit voice and flight data and uses hardened protective materials like stainless steel or titanium.

UPSC CSE PRELIMS 2026General StudiesGreen Hydrogen

70.

Which of the following statements with regard to Green Hydrogen is/are correct?

It is decarbonized hydrogen obtained from natural gas reforming combined with carbon capture and storage (CCS).
It is produced using electrolysis of water with electricity generated by renewable energy.
National Green Hydrogen Mission of India aims for abatement of nearly 50 MMT of annual greenhouse gas emissions by 2030.

Select the answer using the code given below:

1 only

2 and 3 only

2 only

1, 2 and 3

View Answer

Correct Answer: B — 2 and 3 only

Explanation:

Statement 1 describes hydrogen from natural gas reforming with carbon capture, which is generally classified as blue hydrogen, not green hydrogen.

Green hydrogen is produced by electrolysis using renewable electricity, so statement 2 is correct.

The National Green Hydrogen Mission is also targeting roughly 50 MMT annual greenhouse-gas abatement by 2030, so statement 3 is accepted.

UPSC CSE PRELIMS 2026General StudiesSpace Sector Reforms

71.

Consider the following statements with regard to involvement of private entities in India's space programme:

The Indian National Space Promotion and Authorisation Centre (IN-SPACe) is an autonomous agency formed to facilitate participation of private entities.
Agnikul Cosmos launched the world's first flight using 3D-printed rocket engine.
Skyroot Aerospace has developed liquid fuel for GSLV.

Which of the statements given above is/are correct?

1 only

2 and 3 only

1 and 2 only

1, 2 and 3

View Answer

Correct Answer: C — 1 and 2 only

Explanation:

IN-SPACe is the autonomous body created to promote and authorize private-sector participation in India's space ecosystem. Agnikul Cosmos is accepted for its milestone involving a 3D-printed rocket engine. Statement 3 is rejected because Skyroot Aerospace is not having developed liquid fuel for GSLV.

UPSC CSE PRELIMS 2026General StudiesDrone Technology

72.

Which of the following statements with regard to drone swarms is/are correct?

They use Terahertz band of frequency to communicate with the command centre.
Individual drones in the swarm can communicate with other drones in the swarm.
GPS Spoofing is a commonly used technique to counter drone swarm attack.

Select the answer using the code given below:

1 only

2 and 3 only

1 and 2 only

1, 2 and 3

View Answer

Correct Answer: B — 2 and 3 only

Explanation:

Statement 1 is rejected because terahertz-band communication is impractical for normal command-and-control of drone swarms. Statement 2 is accepted because inter-drone communication is a core property of swarms. Statement 3 is accepted because GPS spoofing is a common anti-drone or anti-swarm countermeasure.

UPSC CSE PRELIMS 2026General StudiesGenomics

73.

Which of the following statements with regard to GenomeIndia Project is/are correct?

It is a part of the Human Genome Project.
The project is funded by the Department of Biotechnology (DBT), Government of India.
Its primary aim is to build a catalogue of genetic diversity of the Indian population.

Select the answer using the code given below:

1 only

2 and 3 only

1 and 2 only

1, 2 and 3

View Answer

Correct Answer: B — 2 and 3 only

Explanation:

GenomeIndia is not a part of the original Human Genome Project, so statement 1 is rejected. It is funded by the Department of Biotechnology, Government of India. Its main purpose is to build a catalogue of Indian genetic diversity, so statements 2 and 3 are accepted.

UPSC CSE PRELIMS 2026General StudiesQuantum Technology

74.

Which of the following statements with regard to the National Quantum Mission (NQM) is/are correct?

It aims at developing intermediate-scale quantum computers with 50–1000 physical qubits.
Its implementation includes setting up of four Thematic Hubs (T-Hubs) in academic and national R&D institutes across India.

Select the answer using the code given below:

1 only

2 only

Both 1 and 2

Neither 1 nor 2

View Answer

Correct Answer: C — Both 1 and 2

Explanation:

The National Quantum Mission is framed around developing intermediate-scale quantum systems in the 50-1000 physical qubit range. Its implementation also includes four thematic hubs in academic and national R&D institutions. Therefore both statements are accepted.

UPSC CSE PRELIMS 2026General StudiesDeep Ocean Mission

75.

Which of the following statements with regard to India's Deep Ocean Mission is/are correct?

It was launched by the Ministry of Ports, Shipping and Waterways, Government of India.
Matsya-6000 has been designed to carry 3 people for deep sea exploration.
Samudrayaan is a project under this mission.

Select the answer using the code given below:

1 only

2 and 3 only

1 and 2 only

1, 2 and 3

View Answer

Correct Answer: B — 2 and 3 only

Explanation:

Statement 1 is rejected because the Deep Ocean Mission is not having been launched by the Ministry of Ports, Shipping and Waterways. Matsya-6000 is accepted as a submersible designed to carry three people for deep-sea exploration. Samudrayaan is also accepted as a project under the mission.

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UPSC CSE PRELIMS 2026, General Studies, - Questions and Answers