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There is no problem of small and medium enterprises in India:
Correct Answer: D — Availability of opportunities
Explanation:
The correct answer is D: Availability of opportunities.
SMEs in India are not limited by a lack of opportunities — government schemes like MSME Act, Make in India, and Startup India actively create avenues for growth. The other three options (inadequate banking finance, low production capacity, limited capital) are genuine challenges faced by SMEs in India.